Independent UK property knowledge
Property, understood.
Practical guides and accurate calculators for buying, selling and financing a home in the UK. Every rate and figure is checked against official sources and dated - so you can rely on it when it matters.
Rates checked against GOV.UK · No display ads · Independent since day one
Start with a topic
8 clusters · growing dailyStamp Duty
What Stamp Duty Land Tax is, what you’ll pay in 2026, and when you might pay less.
6 guides
Buying a home
From saving a deposit to collecting the keys - the complete UK buying process.
25 guides
Mortgages & finance
How much you can borrow, the types of mortgage, and how to get a better rate.
8 guides
Conveyancing
The legal side of buying and selling explained: what it is, what it costs, how long it takes.
2 guides
Surveys & valuations
Which property survey you need, what it covers, and how to avoid costly surprises.
4 guides
Selling a home
How to prepare, price and sell your home - and keep the process on track.
5 guides
Party Wall
The Party Wall etc. Act 1996: when you need a notice, what an award is, and who pays.
1 guide
Landlords
Buy-to-let, HMO licensing and landlord responsibilities.
1 guide
Featured guides
Selling a home
Selling a home with a mortgage: how it works
Yes, you can sell a home that still has a mortgage. In practice, the sale follows the usual conveyancing steps, but there are timing, paperw
4 min read · Updated 9 August 2026
Landlords
Buy-to-let explained: costs, rules and duties
Buy-to-let can involve upfront tax, legal duties around deposits, and rules on a property’s energy rating. This guide uses the verified fact
3 min read · Updated 9 August 2026
Surveys & valuations
Property valuation: how your home is valued in 2026
Working out what a home is worth in 2026 depends on what you are looking for. Official datasets can show broad market movements and complete
5 min read · Updated 9 August 2026
Buying a home
Buying the freehold: collective enfranchisement explained
Leasehold means you own a property for a fixed period and ownership returns to the landlord when the lease ends. Most flats are leasehold. F
5 min read · Updated 9 August 2026
Free tools
Stamp Duty calculator
Work out your exact Stamp Duty Land Tax bill in seconds - standard rates, first-time buyer relief and the additional-property surcharge. Rates sourced from GOV.UK.
Example: a £350,000 first home costs £0
Mortgage affordability calculator
Estimate how much you could borrow based on your household income, using the standard 4–4.5× income multiple lenders apply.
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