Dwellmark guides
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For the place you have, the move you’re planning and the decisions in between. Find your way through buying, selling, owning, financing and letting.
Property questions.
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7 guides
Stamp Duty
What Stamp Duty Land Tax is, what you’ll pay in 2026, and when you might pay less.
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31 guides
Buying a home
From saving a deposit to collecting the keys - the complete UK buying process.
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Mortgages & finance
How much you can borrow, the types of mortgage, and how to get a better rate.
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Conveyancing
The legal side of buying and selling explained: what it is, what it costs, how long it takes.
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6 guides
Surveys & valuations
Which property survey you need, what it covers, and how to avoid costly surprises.
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Selling a home
How to prepare, price and sell your home - and keep the process on track.
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Party Wall
The Party Wall etc. Act 1996: when you need a notice, what an award is, and who pays.
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Landlords
Buy-to-let, HMO licensing and landlord responsibilities.
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Property data & references
Dated, verified reference tables: price indices, fees benchmarks, regulation and schemes compared.
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UK mortgage market: Bank Rate, approvals and mortgage rates
Bank Rate is 3.75%, but the average two-year fixed mortgage costs 5.62%. Here are the verified numbers that shape UK mortgage costs, updated monthly.
6 min readBuying a homeBuying agents explained: what they do, what they cost and whether you need one
A buying agent (also called a property finder) works for you, the buyer, not the seller. Here is what they do, what they typically charge and when the cost is justified.
4 min read · Published 27 August 2026Surveys & valuationsHow much is my house worth? A UK home valuation guide
What your home is really worth in 2026 - how surveyors and agents value a property, the free and paid ways to find a figure, and what actually moves the number.
6 min read · Published 20 August 2026Buying a homeThe combined cost of buying and selling a house in 2026
Sell at £300,000 and buy at £350,000? Here is what that move actually costs - the verified Stamp Duty, the agent and legal fees, the survey, and the costs people forget.
5 min read · Published 20 August 2026Buying a homeLease extension costs: what you pay and who pays what
A lease extension costs more than the premium. This guide covers the statutory costs you owe the landlord, the fees you pay your own advisers, what the law says is not payable, and the honest answer on typical totals - checked August 2026.
5 min read · Published 11 August 2026Buying a homeHelp to Buy equity loan in 2026: England closed, Wales open until March 2027
The Help to Buy equity loan is closed to new applicants in England but still open in Wales until 31 March 2027. This dated reference sets out the current rules for both countries, checked against GOV.UK and GOV.WALES in August 2026.
6 min read · Published 11 August 2026Property data & referencesUK house price indices: what all 5 indexes say (updated monthly)
Five widely cited UK house price indices can diverge because they measure different stages and samples. Compare the latest readings, dates and methods before drawing conclusions.
5 min read · Published 11 August 2026Buying a homeFirst-time buyer schemes compared: one table
First-time buyers in the UK face a mix of savings products, discounted purchase schemes and tax reliefs, but the rules are not the same. Thi
6 min read · Published 11 August 2026Buying a homeWho regulates UK property professionals?
Different parts of the UK property process are overseen by different bodies. Solicitors, estate agents, surveyors and mortgage advisers do not all answer
2 min read · Published 11 August 2026Stamp DutyStamp Duty Land Tax reference 2026: rates, reliefs and examples
Stamp Duty Land Tax (SDLT) rules can change, so this reference is dated and lists the rates, thresholds and reliefs verified against GOV.UK in August 2026.
4 min read · Published 11 August 2026