Dwellmark Market
The UK property market, now
Follow house prices, mortgage activity and the cost of borrowing. Compare the period each figure covers, open its source and understand what it can tell you.
Observation periods and source-check dates are shown separately below.
UK average house price · August 2026 · ONS / UK HPI
£273,000
+0.9% year on year (provisional)
Source: ONS / UK HPI · Checked 21 October 2026
This measures completed sales across the UK. A national average cannot tell you what a particular home is worth.
All five indices, compared →House purchase mortgage approvals
54,900
-1,000 vs previous month · August 2026
seasonally adjusted; net of cancellations
Source: Bank of England
Checked 30 September 2026
Residential transactions
95,220
-1% vs July · August 2026
seasonally adjusted; provisional
Source: HMRC
Checked 30 September 2026
Private rents
+3.8%
year to September 2026
provisional; average UK monthly rent £1,406
Source: ONS
Checked 21 October 2026
Bank of England Bank Rate
3.75%
held 17 September 2026
next decision 5 November 2026
Source: Bank of England
Checked 18 September 2026
Mortgage activity over time
Approvals give an early indication of mortgage demand. They are not completed sales or a forecast of house prices.
Shared scale: 0–60,000 approvals. Seasonally adjusted; net of cancellations.
View figures and source releases
| Month | Purchases | Remortgages | Source release |
|---|---|---|---|
| May 2026 | 56,600 | 33,800 | BoE · 29 July 2026 |
| June 2026 | 58,200 | 34,100 | BoE · 1 September 2026 |
| July 2026 | 55,900 | 34,600 | BoE · 29 September 2026 |
| August 2026 | 54,900 | 34,000 | BoE · 29 September 2026 |
Source: Bank of England Money and Credit. Checked 30 September 2026. Earlier months use the later releases shown above, including revisions. Figures may be revised again.
House price indices compared
Full methodology →| Index | Latest reading | Average price | Annual change | Monthly change | Released |
|---|---|---|---|---|---|
| ONS / UK HPI | August 2026 | £273,000 | +0.9% | +0.3% | 21 Oct 2026 |
| Nationwide | September 2026 | £274,251 | +0.8% | -0.2% | 1 Oct 2026 |
| Zoopla | August 2026 | £273,000 | +0.8% | +0.1% | 1 Oct 2026 |
| Lloyds | September 2026 | £298,441 | 0.0% | 0.0% | 7 Oct 2026 |
| Rightmove (asking) | September 2026 | £367,440 | -0.8% | +0.7% | 21 Sep 2026 |
These indices measure different parts of the market (completed sales vs mortgage approvals vs asking prices), so their numbers legitimately differ. The comparison is maintained in the house price indices reference, which also explains why the figures point in different directions.
Recent property news
- Published 27 October 2026
Autumn Budget 2026: what it could mean for property buyers and landlords
The Autumn Budget is on 28 October 2026. Here is what is on the table for property — stamp duty, first-time buyer relief, the second-home surcharge and landlord rules — and the current rules before any change.
- Published 27 October 2026
UK house prices rose 0.9% in the year to August 2026, ONS data shows
The average UK house price was £273,000 in August 2026, up 0.9% in a year, while average private rents rose 3.8% in the year to September.
- Published 16 September 2026
UK house price inflation slows to 1.4% as rents accelerate
The average UK house price was £273,000 in July 2026, up 1.4% on a year earlier, while private rent inflation rose to 3.8%, the ONS and HM Land Registry reported.
Next data releases
- Private rents and UK House Price IndexONS / HM Land Registry · 18 November 2026How the price indices differ →
- Money and Credit (mortgage approvals)Bank of England · 29 October 2026Understand mortgage approvals →
- UK property transactionsHMRC · 30 October 2026Plan the buying process →
- Bank Rate decision and MPC minutesBank of England · 5 November 2026Model a mortgage-rate change →
Email updates are not available yet. Bookmark Dwellmark Market to return to the latest published figures and releases.